Buyer tool · Affordability planning

Estimate monthly commitment pressure before comparing homes.

Enter monthly net income, existing commitments and a proposed housing instalment. The result is an indicative DSR for planning—not a bank's approval rule.

Loading rules…

Your numbers stay in this browser

DSR planning inputs

No name, phone number or form value is stored or sent to analytics.

Method

What this tool calculates

(existing commitments + proposed instalment) ÷ monthly net income × 100

Banks may treat income and commitments differently. This page does not estimate approval, loan margin, interest rate or a safe purchase price.

WA